Get good with money, ten minutes a day.

Short lessons on budgeting, saving and investing, a daily streak to keep you going, and tools you can try with your own numbers. Free to start.

Or get the app on your phone
5.0 ★App Store rating
113learners
1on a streak right now
BudgetingSavingCredit scoresInvestingTaxesDebt payoffPensionsEmergency fundsIndex fundsPayslipsStudent loansCompound interest

Built like a game. Backed by real maths.

Garzoni turns personal finance into a daily habit. Here's what a few minutes a day looks like.

Lessons that fit in a coffee break

One idea, a worked example and a quick check. Most lessons take about ten minutes, and spaced repetition brings back what you are about to forget. Try the question on the phone.

Streaks and XP keep you coming back

Hit your daily goal, grow your streak and climb the weekly league. It is the same pull that makes a language app hard to put down.

Practise with your own numbers

Budget builder, debt payoff simulator and savings projections. The AI coach explains what changed and why, in plain language.

A path built around your goal

Tell Garzoni what you want to move: your budget, your debt, your savings or your first investment. Lessons and challenges reorder around it.

Try it yourself

£150 a month for 20 years could grow to £78,139.

£150
20
7%
✦ AI COACHWaiting five years to start would leave you with £47,544. That's £30,595 less, from the same monthly habit.
You put in £36,000Growth £42,139
Illustrative only. Returns aren't guaranteed and this isn't financial advice.Open the full calculator →

Free to start. Upgrade if you want more.

Cancel anytime. Annual plans save up to 28%.

Starter
£0forever
No card needed
  • The Basic Finance course
  • Daily streaks & XP
  • Basic calculators
Plus
£5.00/ month
Billed £59.99 a year · save 28%
  • Personalised learning path
  • Unlimited calculators
  • Progress insights
ProMOST POPULAR
£5.83/ month
Billed £69.99 a year · save 27%
  • Everything in Plus
  • Advanced simulations
  • Priority AI guidance
  • Early access to new tools

Your first lesson takes ten minutes.

Free to start, no credit card. Pick up where you left off on iPhone or Android.

Garzoni is a financial education platform, not a financial adviser.QR code: scan with your phone camera to get the Garzoni app