Our mission
Financial literacy is one of the most useful skills a person can learn, yet most people leave school without it. Garzoni exists to close that gap and make financial education engaging, accessible and genuinely useful, not intimidating.
About Garzoni
Garzoni is a personal finance education platform built for young adults who were never taught how money works. We turn budgeting, saving, investing, credit, debt and taxes into short, practical lessons you can finish in ten minutes.
Who is behind Garzoni
Garzoni was founded by Andrei Neagoe, who writes and edits its lessons and guides. He holds a BSc in Computer Science from Queen Mary University of London.
Garzoni is an education app, not a regulated financial adviser.
Read Andrei's profile →How we write our lessons
Lessons use plain language and UK context, cite official sources such as MoneyHelper, the FCA, HMRC and the Bank of England where a figure or rule matters, and show the date they were last reviewed.
Read our editorial standards →How Garzoni works
- Ten-minute lessons. Bite-sized, jargon-free lessons that fit into a busy day.
- Spaced repetition. Knowledge checks resurface concepts over time so what you learn actually sticks.
- AI-powered coaching. Garzoni's AI coach reads your inputs in the budget, debt and savings simulators and explains what changes and why, in plain language.
- Streaks and XP. Daily streaks and experience points help you build the habit.
What you'll learn
Garzoni covers the core pillars of personal finance: building a budget, growing savings and an emergency fund, paying down debt, understanding credit scores, the basics of investing and navigating taxes, all grounded in real-world scenarios.
Start learning for free
Create a free account to unlock the full learning path, quizzes, streaks and Garzoni's AI financial coach.
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