Personal finance, rewired

Finance that actually sticks.

Garzoni teaches you money the way you learn a language — ten-minute lessons, daily streaks, and AI-guided tools that let you practice the decisions that matter.

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Download on theGoogle Play

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5.0★App Store

12k+Learners

84%Keep a streak

Daily practice

Current streak

Day 3

120XP

Featured in

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What's inside

A toolkit that turns knowing into doing.

Three layers working together — the daily habit, the guided lessons, and the AI-powered simulators that let you pressure-test real decisions.

Daily streaks & XP

Ten-minute lessons with spaced repetition. A visible streak and XP ladder keep you coming back without a grind.

AI-guided tools

Budget builder, debt simulator, savings projections and an always-on AI coach that explains the math in plain language.

Personalised path

Tell us your top money goal. Garzoni rearranges lessons, challenges and calculators around the one thing you're trying to move.

Grow savings

Pay down debt

Invest

Built for the commute

Ten minutes a day. That's it.

Each lesson is engineered for a single train ride or coffee break. No dense PDFs, no spreadsheets to wrangle. Just one concept, a worked example, and a three-question check.

Spaced repetition tuned to your memory
Haptic-friendly, offline-first
Progress syncs across devices

1 / 6

Personalise your journey

What's your top money goal?

Build a budget

Know where it goes

Pay down debt

Shrink balances

Grow savings

Build a cushion

Start investing

Money to work

Practice, not theory

Simulators for the decisions that matter.

Model a debt payoff plan. Project ten years of savings. Stress-test a budget against a rent hike. The AI coach narrates what changes and why — so the lesson sticks past the screen.

Debt payoff simulator (avalanche or snowball)
10-year savings projection
Budget stress-tests with AI commentary

Calculator · AI

Monthly budget

$2,840

Needs 42%Wants 28%Save 30%

AI Insight

Bump savings to 35% and you'll hit your cushion goal five months sooner.

Choose your pace

Start free. Upgrade when it fits.

Starter is free forever — streaks, XP and the full lesson library. Plus unlocks personalisation and unlimited calculators. Pro adds advanced simulations, priority AI guidance and early access to new tools.

See pricing

Starter

Free forever

Plus

Personalised path

Pro

Recommended

Full toolkit

Advanced simulations

Priority AI guidance

Early access to new tools

Pricing

Honest, cancel-anytime pricing.

Start free and stay free — or upgrade when you're ready for deeper tools. Annual plans save up to 28%.

Starter

Begin the habit

£0forever

No card needed

Full lesson library
Daily streaks & XP
Basic calculators

Get Starter

Plus

A personalised path

£5.00/ month

Billed £59.99 annually · save 28%

Personalised learning path
Unlimited calculators
Progress insights

Start Plus

Recommended

Pro

The full toolkit

£5.83/ month

Billed £69.99 annually · save 27%

Everything in Plus
Advanced simulations
Priority AI guidance
Early access to new tools

Start Pro

What users say

"I'd read three personal-finance books and retained nothing. Two weeks on Garzoni and I finally understand what my own money is doing."

Léa M. — Early user, Paris

Frequently asked

Good questions. Straight answers.

Is Garzoni financial advice?+

No. Garzoni is a financial education app. We explain concepts, run simulations, and help you practice decisions — but we don't recommend specific products, and we're not a registered financial advisor.

How is my data stored?+

Your learning progress and preferences are stored encrypted on your device and synced to our EU-based servers. We never sell data. Read the Privacy Policy for the full detail.

Can I cancel anytime?+

Yes. Subscriptions are managed through your Apple ID — cancel in one tap from Settings. You keep Pro features until the end of your billing period.

Do you connect to my bank?+

Not today. Garzoni is an education-first app; numbers you enter into simulators stay on-device. Bank-linked features are on our roadmap for an opt-in tier.

What languages are supported?+

English at launch, with French, Spanish and Italian rolling out over the following quarters. Speaker-notes and captions are included throughout.

Is there an Android version?+

Yes. Garzoni is live on Google Play — search "Garzoni" or download it from the Google Play button above. It's also on the iOS App Store and free to use on the web.

For App Review

Reviewer information

This section exists for the App Store review team. It provides a demo account, testing notes, and direct contact details so reviewing Garzoni is fast and frictionless.

Demo Email: reviewer@garzoni.app
Demo Password: Review2026!
Support Contact: andreineagoe@garzoni.app
Response Time: Within 24 hours, Monday–Friday
TestFlight Build: testflight.apple.com/join/XXXXXXXX
In-App Purchase Notes: Use the demo account above. Sandbox purchases are pre-configured for Plus & Pro tiers (monthly and annual).

Compliance notes: Garzoni is an educational product and does not provide personalised financial advice. We do not connect to banks, execute trades, or custody funds. Content is age-appropriate for a 12+ rating. Full Privacy Policy and Terms available at garzoni.app/privacy and garzoni.app/terms.