Garzoni is a personal finance education app for young adults. It teaches budgeting, saving, investing, credit, and debt through short interactive lessons, quizzes, daily streaks, and an AI coach. It's free to start, available on the web and as an iOS app, and built for people learning to manage money for the first time.
What Garzoni does
Think of it as a structured, jargon-free way to actually learn money — closer to a language-learning app than a budgeting tracker. You progress through a personalised path of ten-minute lessons, check your understanding with quizzes, and ask an AI coach when something doesn't click. Spaced repetition brings concepts back so they stick.
What Garzoni is not
Garzoni is an education platform, not a bank and not a registered financial adviser. It doesn't hold your money, connect to your accounts, or recommend specific financial products. It teaches the concepts so you can make better decisions with whatever bank or tools you use.
Is it free?
Yes. The free Starter plan needs no payment card and includes the full lesson library, daily streaks, and basic calculators. Lessons and guides are also readable on the web without an account.
Who it's for
Students, early-career professionals, and anyone in the UK and beyond who wants financial literacy without the jargon.
How to get Garzoni
Use it free on the web at garzoni.app, or download the app from the iOS App Store or Google Play. Start with the free lessons at /learn or read the in-depth guides at /guides.